WATERTOWN MUNICIPAL CREDIT UNION LOAN RATE SHEET
NEW AUTO LOANS & REFINANCED 2011&2012 MINIMUM 10% DOWN
2.00%APR/36 MONTHS
 2.25%APR/48 MONTHS
 2.75%APR/60 MONTHS		 ($28.64 PER $1,000./PER MONTH)*
($21.80 PER $1,000./PER MONTH)*
($17.86 PER $1,000./PER MONTH)*
 
USED AUTO LOANS MODELS FROM
2010 & 2011		   MINIMUM 20% DOWN
3.99%APR/UP TO 60 MONTHS    ($18.42 PER $1,000./PER MONTH)* 
MODELS FROM 2008 & 2009     MINIMUM 20% DOWN
6.00%APR/12 MONTHS
6.75%APR/24 MONTHS
7.25%APR/36 MONTHS		  ($86.08 PER $1,000./PER MONTH)*
($44.67 PER $1,000./PER MONTH)*
($31.00 PER $1,000./PER MONTH)*
MODELS FROM 2006 & 2007 MINIMUM 20% DOWN
9.99%APR/UP TO 24 MONTHS ($46.16 PER $1,000./PER MONTH)*
PERSONAL LOANS  UP TO $7,500.00
3.00%APR/12MONTHS
4.50%APR/24MONTHS
5.50%APR/36 MONTHS		  ($84.70 PER $1,000./PER MONTH)*
($43.66 PER $1,000./PER MONTH)*
($30.21 PER $1,000./PER MONTH)*
PERSONAL LOANS  UP TO $10,000.00***
6.00%APR/12 MONTHS
7.00%APR/24 MONTHS
8.00%APR/36 MONTHS		  ($86.08 PER $1,000./PER MONTH)*
($44.78 PER $1,000./PER MONTH)*
 ($31.35 PER $1,000./PER MONTH)*

 PERSONAL LOANS OVER $7,500.00 MUST HAVE A
DEBT RATIO OF BELOW 40% TO QUALIFY.

                   Vacation / Holiday Loan                                                     UP TO $3000.00

3.00%APR/12 MONTHS                                      ($84.70 per $1,000./PER MONTH)*

 
HOME IMPROVEMENT LOANS UP TO $9,900.00
9.50%APR/UP TO 60 MONTHS  ($21.01 PER $1,000./PER MONTH)*
HOME EQUITY LOANS (CLOSED END)   $10, 000. 00  TO $75,000.00
 5.00% APR/10YRS
5.25%APR/15YRS		  

 

ALL PAYMENTS SHOWN ARE ESTIMATED AND CAN VARY BY SEVERAL CENTS.

As of 01/18/2012

All interest rate are subject to change without prior notice

 

*