Loan Rates

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Effective 07/01/2025

New/Refinanced New Autos
2024/2025 Models		Term100% Financing
4.49% APR36 Months$29.74 per $1,000/per month*
4.55% APR 48 Months$22.83 per $1,000/per month*
4.75% APR 60 Months$18.76 per $1,000/per month*
5.49% APR72 Months$16.33 per $1,000/per month*
Used Autos
2022/2023/2024 Models		TermMinimum 10%
Down
6.00% APR24 Months$44.32 per $1,000/per month*
6.50% APR36 Months$30.65 per $1,000/per month*
6.50% APR48 Months$23.71 per $1,000/per month*
6.99% APR60 Months$19.80 per $1,000/per month*
Used Autos
2019/2020/2021 Models		TermMinimum 20%
Down
7.49% APRUp to 36 Months$31.10 per $1,000/per month*

PersonalTermUp to $5,000
6.24% APR12 Months$86.18 per $1,000/per month*
7.24% APR 24 Months$44.88 per $1,000/per month*
8.24% APR 36 Months$31.45 per $1,000/per month*
PersonalTerm$5,001.00 to $10,000.00
9.24% APR 12 Months$87.56 per $1,000/per month*
10.24% APR24 Months$46.26 per $1,000/per month*
11.24% APR36 Months $32.85 per $1,000/per month*
12.24% APR48 Months$26.45 per $1,000/per month*
Holiday/VacationTermUp to $3,000.00
5.24% APR Up to 12 Months$85.72 per $1,000/per month*
Passbook (secured)TermUp to 90%
of Share Account Balance
3.10% APRUp to 84 Months$13.26 per $1,000/per month*
Home ImprovementTermUp to $9,900.00
9.75% APRUp to 60 Months$21.12 per $1,000/per month*

Payroll Deduction Available
*All Payments Showed are Estimated
All rates subject to change without prior notice!
APR – Annual Percentage Rate

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Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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You are now leaving Chadwick Federal Credit Union’s web-site and are going to a web-site that is not operated by the credit union.

Chadwick Federal Credit Union is not responsible for the content or availability of linked sites.

Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Third Party Site Disclaimer Notice!

You are now leaving Chadwick Federal Credit Union’s web-site and are going to a web-site that is not operated by the credit union.

Chadwick Federal Credit Union is not responsible for the content or availability of linked sites.

Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Third Party Site Disclaimer Notice!

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Chadwick Federal Credit Union is not responsible for the content or availability of linked sites.

Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Third Party Site Disclaimer Notice!

 

You are now leaving Watertown Municipal Credit Union’s web-site and are going to a web-site that is not operated by the credit union.

Watertown Municipal Credit Union is not responsible for the content or availability of linked sites.

Please be advised that Watertown Municipal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Third Party Site Disclaimer Notice!

You are now leaving Chadwick Federal Credit Union’s web-site and are going to a web-site that is not operated by the credit union.

Chadwick Federal Credit Union is not responsible for the content or availability of linked sites.

Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Third Party Site Disclaimer Notice!

You are now leaving Chadwick Federal Credit Union’s web-site and are going to a web-site that is not operated by the credit union.

Chadwick Federal Credit Union is not responsible for the content or availability of linked sites.

Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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Third Party Site Disclaimer Notice!

You are now leaving Chadwick Federal Credit Union’s web-site and are going to a web-site that is not operated by the credit union.

Chadwick Federal Credit Union is not responsible for the content or availability of linked sites.

Please be advised that Chadwick Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction.

Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

 

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